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Writer's pictureGary Lumb

The complete guide for first-time buyers


Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner.


The guide covers:

  • How much deposit you need and the best ways to save

  • How the Help-to-Buy Equity Loan Scheme works

  • Understanding how much you can borrow through a mortgage and what a “mortgage in principle” is

  • The different types of mortgages and the impact of interest rates

  • Tips for improving your chances of securing a mortgage

  • The homebuying process.


If you have any questions about buying your first home and securing a mortgage, please contact us.

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