Gary Lumb
5 steps to take for successful business succession planning to prime your firm for growth
No matter the size of your business, some key people ensure its smooth running and growth. Without these people, even successful...
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Gary Lumb
Mar 24, 20213 min read
Can money buy happiness? It’s the freedom to reach goals that adds value to your life
Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security...
Gary Lumb
Mar 24, 20214 min read
8 pension mistakes that could affect your retirement
Saving for retirement should be part of your financial plan and can help you secure the lifestyle you’re looking forward to. But watch...
Gary Lumb
Mar 23, 20211 min read
Guide: 10 ways to make the most of your garden in 2021
After a year of lockdown measures, our gardens and outdoor spaces have become far more important. In fact, more than half of people say...
Gary Lumb
Mar 16, 20215 min read
Child Benefit Trap
https://www.pruadviser.co.uk/knowledge-literature/knowledge-library/reduce-high-income-child-benefit-charge/ Overview The high income...
Gary Lumb
Mar 5, 20211 min read
Guide: Behavioural biases, and how they affect your financial decisions
Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a...
Gary Lumb
Mar 3, 20215 min read
Budget 2021 - The winners and losers
A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded...
Gary Lumb
Mar 3, 20214 min read
Your 2021 Budget summary
On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the...
Gary Lumb
Jan 26, 20211 min read
The 2020/21 end of the tax year guide
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last...
Gary Lumb
Dec 15, 20203 min read
Has financial bias cost you money this year?
Stock markets in 2020 have been characterised by volatility and uncertainty. If you’ve made financial decisions based on your feeling...
Gary Lumb
Dec 15, 20204 min read
3 options for gifting money to children this Christmas
If you’ve yet to finish your Christmas shopping and simply don’t know what to buy for a child, a financial gift can last far longer than...
Gary Lumb
Dec 15, 20204 min read
The pension basics everyone needs to know
Most workers are now paying into a pension. But research shows that there is a worrying lack of understanding about how pensions work and...
Gary Lumb
Dec 15, 20204 min read
Why life expectancy matters when planning your retirement
When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re...
Gary Lumb
Dec 15, 20205 min read
10 steps to take if you’re retiring in 2021
The way people see retirement has changed over the years. It’s no longer the stereotypical comfortable slippers and a relaxed lifestyle....
Gary Lumb
Dec 15, 20204 min read
New year’s resolutions to improve your finances
The start of a new year is the perfect time to get your finances in order. A few simple changes could improve your finances in 2021 and...
Gary Lumb
Dec 8, 20201 min read
Inheritance Tax and gifting guide
If your estate could be liable for Inheritance Tax (IHT), gifting is one solution for passing on wealth while reducing the bill that...
Gary Lumb
Sep 14, 20204 min read
Investment market update: August 2020
Once again, Covid-19 and lockdown issues continued to influence the market. But signs of a recovery are beginning to emerge, however,...
Gary Lumb
Sep 14, 20204 min read
5 things to consider if property is part of your retirement plan
Figures suggest that many people are planning for property to play at least some role in their retirement income. With property prices...
Gary Lumb
Sep 14, 20203 min read
Does market volatility affect your pension choices?
If you’re retiring this year, you may be worried about what the market volatility caused by Covid-19 means for your options. The good...
Gary Lumb
Sep 14, 20203 min read
Should you choose cash or stocks during Covid-19 volatility?
With the stock market experiencing volatility due to Covid-19 earlier this year and further uncertainty about the state of the economy,...
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