Gary Lumb
Investment market update: August 2021
While economies continue to recover from the effects of the pandemic, there are signs that the pace of growth is beginning to slow....
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Gary Lumb
Sep 22, 20214 min read
Income Tax doubles since 2000 – here are 2 allowances to help your money go further
The amount of Income Tax paid to HMRC has doubled since the turn of the millennium. With tax bands now frozen until 2026, more workers...
Gary Lumb
Sep 22, 20213 min read
Should you use savings to help children pay for university?
Over your child’s life, you may have built up a nest egg to give them a helping hand as they become independent. If they’re planning to...
Gary Lumb
Sep 22, 20214 min read
83% of parents are saving for their children in cash, but it might not be a good idea
The Independent reports that 76% of parents and guardians in the UK are saving money for their children under the age of 18. Helping your...
Gary Lumb
Sep 22, 20213 min read
When can you access your pension? It might be further away than you think
The age you can access defined contribution (DC) pensions is rising. Research suggests that many people are unaware of this, but it could...
Gary Lumb
Sep 22, 20214 min read
Has Covid-19 affected your pension? Here’s how to weigh up the impact and rebuild it
Lockdowns and restrictions have affected the financial security of millions of people. While the short-term impact has been the focus, it...
Gary Lumb
Sep 8, 20211 min read
Guide: Leaving an inheritance vs gifting during your lifetime
Have you thought about how you’ll pass wealth on to those who are important to you? Traditionally, this has been done through...
Gary Lumb
Aug 19, 20211 min read
The guide to later-life planning and care
When you think about your future, how far ahead do you plan? Perhaps you’ve thought about what your life will look like in 10 years, but...
Gary Lumb
Jun 28, 20211 min read
Guide: The history of investing and what you can learn from the past
Investing has been around for centuries and the basics haven’t changed as much as you might think. Technology has changed how we invest,...
Gary Lumb
Jun 22, 20214 min read
Could you pay your mortgage following a financial shock?
When you take out a mortgage, banks will assess the affordability to ensure you can continue to meet repayments. However, it’s impossible...
Gary Lumb
Jun 22, 20214 min read
What is shareholder protection and why is it important for business owners?
If your business has multiple shareholders, what would happen if a shareholder became seriously ill or passed away? It could place the...
Gary Lumb
Jun 22, 20213 min read
How to identify the responsible investment opportunities that are right for you
Responsible or ESG (environmental, social and governance) investing is growing and it may be something you’re thinking about...
Gary Lumb
Jun 22, 20214 min read
What you need to know if you’re a Power of Attorney
Taking on the responsibility of becoming a Power of Attorney can be daunting. If you’ve been named a Power of Attorney, whether you’re...
Gary Lumb
Jun 22, 20213 min read
Scam awareness month: What you need to know to spot a pension scam
Have you ever been targeted by a scam? Fraudsters are becoming more sophisticated, and their scams can be hard to spot. This Scam...
Gary Lumb
Jun 22, 20214 min read
Retiring in 2021? Planning is key as two-thirds risk depleting their pension savings
If you’re planning to retire this year, do you know how long your pension will last? Your pension savings will have an impact on the...
Gary Lumb
Jun 8, 20211 min read
Guide – Your retirement choices: how to generate an income in later life
Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you...
Gary Lumb
May 6, 20211 min read
Guide: 10 things that could increase the value of your property
Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own,...
Gary Lumb
Mar 25, 20213 min read
Investment market update: February 2021
A year after lockdowns around the world began, Covid-19 continues to affect economies and investment markets. While the volatility...
Gary Lumb
Mar 24, 20213 min read
How has Covid-19 affected ESG investing? Signs suggest it could become mainstream
In 2020, Covid-19 dominated the headlines. There were concerns that it would mean some of the challenges and opportunities ESG investing...
Gary Lumb
Mar 24, 20213 min read
The history of investing: What the past can teach us about market cycles
2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected...
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