Gary Lumb
Millions think they’ll be better off because of inflation. Here’s why it can harm your savings
Interest rates are starting to rise, but that doesn’t mean that inflation will have a positive effect on your savings.
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Gary Lumb
Jun 22, 20224 min read
The minimum pension contribution may not be enough. Here are 3 reasons to increase your contribution
If you’re paying the minimum pension contribution, will you have enough in retirement?
Gary Lumb
Jun 22, 20224 min read
Two-thirds of retirees are planning a flexible retirement, but don’t understand tax implications
More people are planning a flexible retirement where they continue to work in some form. It can help your income go further.
Gary Lumb
Apr 27, 20221 min read
The useful guide to reaching your retirement goals
Getting the most out of retirement and reaching your goals requires planning. Not thinking about your post-work years until you reach...
Gary Lumb
Mar 23, 20223 min read
Investment market update: February 2022
Throughout February, tensions between Russia and western countries caused concern for investors. As Russia invaded Ukraine, stock markets...
Gary Lumb
Mar 23, 20224 min read
Interest rates are rising. What does it mean for your mortgage?
The Bank of England has increased interest rates twice since December 2021. Read on to find out what this may mean for mortgage holders.
Gary Lumb
Mar 23, 20223 min read
1 in 3 people say financial protection is too expensive, but can you afford to overlook it?
After the pandemic, financial protection could provide a valuable safety net when you need it most.
Gary Lumb
Mar 23, 20223 min read
The chancellor is reportedly drawing up plans to change tax rates. Here’s what it could mean
Reports suggest that chancellor Rishi Sunak will scrap the top rate of Income Tax. It could reduce your tax bill.
Gary Lumb
Mar 23, 20224 min read
Inheritance Tax receipts rise again. What can you do to minimise the bill?
The amount of Inheritance Tax paid has increased and a freeze on allowances means it will affect more families in the future.
Gary Lumb
Mar 23, 20224 min read
Why retirees need to consider the effect of inflation on their long-term income
If you’re retired, understanding how inflation will affect your income now and in the future is important. Find out what steps you can take
Gary Lumb
Jan 20, 20221 min read
Your complete 2021/22 end of tax year guide
The 2021/22 tax year ends on Monday 5 April 2022. This is the date when many allowances reset, and it could be your last opportunity to...
Gary Lumb
Dec 15, 20214 min read
Investment market update: November 2021
A new variant of Covid-19, dubbed “Omicron”, is affecting some countries around the world, and it could lead to further restrictions in...
Gary Lumb
Dec 15, 20214 min read
How long could you pay your mortgage without an income?
When taking out a mortgage, you’ll go through affordability checks, and you may have reviewed your own budget. These will consider how...
Gary Lumb
Dec 15, 20214 min read
3 financial things to consider other than your salary when accepting a new job
The end of one year and the start of another is often a time to think about what you want to achieve and what’s important to you. So,...
Gary Lumb
Dec 15, 20214 min read
40% of people worry about Inheritance Tax, but only 7% seek advice
4 in 10 people are worrying about the impact Inheritance Tax (IHT) could have on the legacy they leave behind, according to Canada Life...
Gary Lumb
Dec 15, 20213 min read
Is rising inflation a wake-up call to review your savings?
You may have seen inflation in the headlines recently. While the cost of living rising is normal, the rate of inflation has increased...
Gary Lumb
Dec 15, 20214 min read
100 years of pension tax relief: Millions of high earners are still missing out
Pension tax relief has been boosting pension pots for 100 years. Over your working life, it’s an incentive that can add thousands of...
Gary Lumb
Dec 13, 20211 min read
Guide: Building a nest egg – How to create financial security for your children and grandchildren
As a parent or grandparent, you may be thinking about ways you can build a nest egg for children or grandchildren. It’s a step that can...
Gary Lumb
Nov 10, 20211 min read
Guide: 10 ways to lead a more sustainable life
Sustainability has become a key topic for governments, businesses and communities around the world. If you want to reduce the impact your...
Gary Lumb
Oct 17, 20211 min read
The complete guide for first-time buyers
Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or...
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