Gary Lumb
7 practical reasons to make a Lasting Power of Attorney now
A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability...
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Gary Lumb
Sep 12, 20233 min read
2 excellent ways you could boost your State Pension
While the State Pension may not be your main source of income in retirement, it’s often an important one. If you’re not on track to...
Gary Lumb
Aug 17, 20231 min read
Intergenerational wealth planning: Your options when passing on wealth to the next generation
Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth...
Gary Lumb
Jul 20, 20231 min read
Remortgaging: The essential steps you should take when your mortgage ends
If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential...
Gary Lumb
Jun 19, 20234 min read
Want to retire early? Financial planning could make it a reality
Retiring early is an aspiration for many workers looking forward to greater freedom. If early retirement is something you’re dreaming...
Gary Lumb
Jun 19, 20234 min read
Investment market update: May 2023
Economies and businesses still face challenges, but statistics indicate some of the pressure, including rising inflation, is starting to...
Gary Lumb
Jun 19, 20233 min read
As interest rates soar, should you remortgage your home in 2023?
Interest rates have increased over the last year as the Bank of England (BoE) tries to slow the pace of inflation. If your current...
Gary Lumb
Jun 19, 20233 min read
5 compelling non-financial reasons to work with a financial planner now
When you first seek financial advice, your goal may be to grow your wealth or make the most of tax-efficient allowances. A financial...
Gary Lumb
Jun 19, 20234 min read
4 essential estate planning steps you should take if your family is blended
If you’re part of a blended family, it can make some decisions more complex, especially when you start to consider how to pass on wealth...
Gary Lumb
Jun 19, 20234 min read
Pensions v ISAs: Tax relief makes a huge difference to your calculations
When you’re saving for long-term goals, choosing the right place to put your money is crucial. It could mean you have far more financial...
Gary Lumb
Jun 15, 20231 min read
Guide: How to manage the harmful effects of inflation on your wealth
For the last year, inflation has been high. If you’re worried about the effects of the rising cost of living, this guide could help you....
Gary Lumb
Mar 20, 20231 min read
Your guide to pension consolidation: The pros and cons you need to know
Do you have multiple pensions? It could make it difficult to manage your pension savings during your working life and when you retire. In...
Gary Lumb
Mar 16, 20234 min read
Investment market update: February 2023
Statistics suggest that some of the pressures facing economies, such as high inflation and recession concerns, are starting to ease....
Gary Lumb
Mar 16, 20233 min read
3 useful ways a mortgage broker can help you navigate a market that changes quickly
Mortgage deals have a record low shelf life, and the market is changing quickly. If you’re searching for a new mortgage, it can make it...
Gary Lumb
Mar 16, 20233 min read
Missing financial protection triggers could leave you vulnerable to shocks. Find out why here
The decision to take out financial protection is often triggered by significant life milestones. However, research suggests that the cost...
Gary Lumb
Mar 16, 20234 min read
5 inaccurate expert predictions that prove why you shouldn’t try to time the market
When you look at investment performance with the benefit of hindsight, you may think you could predict how markets will move. Yet,...
Gary Lumb
Mar 16, 20233 min read
Premium Bonds prize rate hits 15-year high, but are they worth it?
There are now more chances to win through Premium Bonds as the prize rate reaches a 15-year high. So, what are your odds of becoming a...
Gary Lumb
Mar 16, 20233 min read
Explained: How pension tax relief works and boosts your retirement savings
Tax relief could boost your pension and mean you have more financial freedom in retirement. Yet it’s something that you may overlook when...
Gary Lumb
Mar 15, 20235 min read
All the winners and losers from the 2023 spring Budget
Just six months ago, Kwasi Kwarteng stood up in the House of Commons and delivered his controversial “mini-Budget”. The announcements...
Gary Lumb
Mar 15, 20234 min read
Your spring Budget update – the key news from the chancellor’s statement
On Wednesday 15 March 2023, chancellor Jeremy Hunt presented his spring Budget. Focusing on the government's aims to halve inflation,...
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