Blog | Yorkshire Rose Financial Planning

3 useful ways regular financial reviews could help you reduce behavioural bias

Gary Lumb

Dec 12, 20233 min read

3 useful ways regular financial reviews could help you reduce behavioural bias

Financial reviews provide you with a chance to ensure your financial decisions continue to reflect your goals and circumstances, and to...

Guide: 7 useful questions if you plan to take a flexible income from your pension

Gary Lumb

Oct 12, 20231 min read

Guide: 7 useful questions if you plan to take a flexible income from your pension

When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits...

Gary Lumb

Sep 12, 20234 min read

Investment market update: August 2023

Globally, signs suggest the pace of inflation is slowing. However, businesses in some sectors are struggling and weighing on economies....

Why soaring interest rates are affecting national debt and could mean tax rises

Gary Lumb

Sep 12, 20234 min read

Why soaring interest rates are affecting national debt and could mean tax rises

High inflation and rising interest rates aren’t just affecting households, they’re affecting the UK’s public finances too. Forecasts...

The 2023 parents’ essential guide to student loans

Gary Lumb

Sep 12, 20234 min read

The 2023 parents’ essential guide to student loans

Heading to university is an exciting time for new students. As a parent, you may feel proud of your child’s achievements, but it’s normal...

Report: 1 in 5 people will be living with a major illness in 2040

Gary Lumb

Sep 12, 20233 min read

Report: 1 in 5 people will be living with a major illness in 2040

New research suggests more people will be living with a major illness in the future and it could place pressure on health services. It...

7 practical reasons to make a Lasting Power of Attorney now

Gary Lumb

Sep 12, 20233 min read

7 practical reasons to make a Lasting Power of Attorney now

A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability...

2 excellent ways you could boost your State Pension

Gary Lumb

Sep 12, 20233 min read

2 excellent ways you could boost your State Pension

While the State Pension may not be your main source of income in retirement, it’s often an important one. If you’re not on track to...

Intergenerational wealth planning: Your options when passing on wealth to the next generation

Gary Lumb

Aug 17, 20231 min read

Intergenerational wealth planning: Your options when passing on wealth to the next generation

Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth...

Remortgaging: The essential steps you should take when your mortgage ends

Gary Lumb

Jul 20, 20231 min read

Remortgaging: The essential steps you should take when your mortgage ends

If your mortgage deal is coming to an end or it’s already expired, you should consider remortgaging. This guide reveals the essential...

Want to retire early? Financial planning could make it a reality

Gary Lumb

Jun 19, 20234 min read

Want to retire early? Financial planning could make it a reality

Retiring early is an aspiration for many workers looking forward to greater freedom. If early retirement is something you’re dreaming...

Gary Lumb

Jun 19, 20234 min read

Investment market update: May 2023

Economies and businesses still face challenges, but statistics indicate some of the pressure, including rising inflation, is starting to...

As interest rates soar, should you remortgage your home in 2023?

Gary Lumb

Jun 19, 20233 min read

As interest rates soar, should you remortgage your home in 2023?

Interest rates have increased over the last year as the Bank of England (BoE) tries to slow the pace of inflation. If your current...

5 compelling non-financial reasons to work with a financial planner now

Gary Lumb

Jun 19, 20233 min read

5 compelling non-financial reasons to work with a financial planner now

When you first seek financial advice, your goal may be to grow your wealth or make the most of tax-efficient allowances. A financial...

4 essential estate planning steps you should take if your family is blended

Gary Lumb

Jun 19, 20234 min read

4 essential estate planning steps you should take if your family is blended

If you’re part of a blended family, it can make some decisions more complex, especially when you start to consider how to pass on wealth...

Pensions v ISAs: Tax relief makes a huge difference to your calculations

Gary Lumb

Jun 19, 20234 min read

Pensions v ISAs: Tax relief makes a huge difference to your calculations

When you’re saving for long-term goals, choosing the right place to put your money is crucial. It could mean you have far more financial...

Guide: How to manage the harmful effects of inflation on your wealth

Gary Lumb

Jun 15, 20231 min read

Guide: How to manage the harmful effects of inflation on your wealth

For the last year, inflation has been high. If you’re worried about the effects of the rising cost of living, this guide could help you....

Your guide to pension consolidation: The pros and cons you need to know

Gary Lumb

Mar 20, 20231 min read

Your guide to pension consolidation: The pros and cons you need to know

Do you have multiple pensions? It could make it difficult to manage your pension savings during your working life and when you retire. In...

Gary Lumb

Mar 16, 20234 min read

Investment market update: February 2023

Statistics suggest that some of the pressures facing economies, such as high inflation and recession concerns, are starting to ease....

3 useful ways a mortgage broker can help you navigate a market that changes quickly

Gary Lumb

Mar 16, 20233 min read

3 useful ways a mortgage broker can help you navigate a market that changes quickly

Mortgage deals have a record low shelf life, and the market is changing quickly. If you’re searching for a new mortgage, it can make it...