Gary Lumb
Are you risking a pension shortfall by overlooking longevity?
A survey suggests that some retirees could risk running out of money during their lifetime because they haven’t considered how long their...
top of page
Search
Gary Lumb
Mar 183 min read
Financial stress costs UK businesses £10.3 billion a year. Could financial advice help your firm?
Financial worries can harm the mental wellbeing of employees, and research suggests it could negatively affect the productivity of...
Gary Lumb
Mar 184 min read
How to calculate the level of income protection that would provide you with financial security
Income protection could provide you with an essential safety net if you’re unable to work due to an accident or illness. Yet, research...
Gary Lumb
Mar 184 min read
Retirement planning: The 3 main ways you could access your pension
When you give up work, your pension is likely to play a key role in creating an income. So, an essential part of retirement planning is...
Gary Lumb
Mar 66 min read
Your Spring Budget update – the key news from the chancellor’s statement
The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s...
Gary Lumb
Mar 66 min read
All the winners and losers from the 2024 Spring Budget
With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more...
Gary Lumb
Feb 281 min read
Guide: Everything you need to know about annuities when creating a retirement income
When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an...
Gary Lumb
Jan 231 min read
Guide: 7 allowances you might want to use before the end of the 2023/24 tax year
When a new tax year starts, many allowances reset. So, checking if you could make use of allowances before Friday 5 April 2024, when the...
Gary Lumb
Dec 20, 20231 min read
Guide: 10 incredible destinations to add to your bucket list
Seeing more of the world makes up many people’s bucket lists. Whether you want to be left in awe of natural sights, immerse yourself in a...
Gary Lumb
Dec 12, 20234 min read
Investment market update November 2023
While inflation is starting to ease in economies around the world, there are still signs of economic challenges ahead. Read on to find...
Gary Lumb
Dec 12, 20233 min read
IMF predicts interest rates squeezing mortgage holders won’t start to fall until 2028
After more than a decade of historically low interest rates, the Bank of England (BoE) has repeatedly raised the base rate since late...
Gary Lumb
Dec 12, 20233 min read
2 surprising benefits of choosing to drip-feed your investments
If you want to start investing or would like to boost an existing portfolio, your mind might turn to using a lump sum. However, there...
Gary Lumb
Dec 12, 20234 min read
5 useful gifting allowances that could help you pass on wealth tax-efficiently this Christmas
It’s the season for giving. This Christmas, you might be thinking about how you could improve the security of your loved ones by gifting...
Gary Lumb
Dec 12, 20234 min read
Cost vs value: What’s the difference when you’re making a financial plan?
When you’re making decisions, cost might be an important factor, but value could be just as crucial. Balancing cost and value in your...
Gary Lumb
Dec 12, 20233 min read
3 useful ways regular financial reviews could help you reduce behavioural bias
Financial reviews provide you with a chance to ensure your financial decisions continue to reflect your goals and circumstances, and to...
Gary Lumb
Oct 12, 20231 min read
Guide: 7 useful questions if you plan to take a flexible income from your pension
When you start to access your pension, how will you take an income? One of your options may be to withdraw a flexible income that suits...
Gary Lumb
Sep 12, 20234 min read
Investment market update: August 2023
Globally, signs suggest the pace of inflation is slowing. However, businesses in some sectors are struggling and weighing on economies....
Gary Lumb
Sep 12, 20234 min read
Why soaring interest rates are affecting national debt and could mean tax rises
High inflation and rising interest rates aren’t just affecting households, they’re affecting the UK’s public finances too. Forecasts...
Gary Lumb
Sep 12, 20234 min read
The 2023 parents’ essential guide to student loans
Heading to university is an exciting time for new students. As a parent, you may feel proud of your child’s achievements, but it’s normal...
Gary Lumb
Sep 12, 20233 min read
Report: 1 in 5 people will be living with a major illness in 2040
New research suggests more people will be living with a major illness in the future and it could place pressure on health services. It...
bottom of page