Blog | Yorkshire Rose Financial Planning

Financial fears could be holding back millions of retirement dreams

Gary Lumb

Dec 10, 20244 min read

Financial fears could be holding back millions of retirement dreams

Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too...

The key Autumn Budget takeaways business owners should be aware of

Gary Lumb

Dec 10, 20244 min read

The key Autumn Budget takeaways business owners should be aware of

As a business owner, the Autumn Budget delivered at the end of October 2024 could affect both your business and personal finances. Read...

Research: The perils of chasing stock market “winners”

Gary Lumb

Dec 10, 20244 min read

Research: The perils of chasing stock market “winners”

Following the stocks and shares that have experienced impressive returns can seem like fun and a way to make the most out of your...

The pros and cons of choosing joint life insurance

Gary Lumb

Dec 10, 20243 min read

The pros and cons of choosing joint life insurance

If you and your partner are considering taking out life insurance, one question you may want to answer is: Would single or joint life...

Gary Lumb

Dec 10, 20245 min read

Investment market update: November 2024

On 5 November 2024, US citizens voted for their next president, and the election had a knock-on effect on investment markets and business...

3 insightful reasons why setting goals may reduce financial bias

Gary Lumb

Dec 10, 20243 min read

3 insightful reasons why setting goals may reduce financial bias

Subconscious bias can affect your financial decisions. They might mean you make decisions that aren’t right for you. Setting a goal could...

Your Autumn Budget update – the key news from the chancellor’s statement

Gary Lumb

Oct 30, 20247 min read

Your Autumn Budget update – the key news from the chancellor’s statement

Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the...

Guide: Your retirement choices: How to generate an income in later life

Gary Lumb

Oct 18, 20241 min read

Guide: Your retirement choices: How to generate an income in later life

Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is...

The first-time buyer’s guide to saving a property deposit

Gary Lumb

Sep 24, 20241 min read

The first-time buyer’s guide to saving a property deposit

Saving for that all-important property deposit can be a challenge for a first-time buyer, especially when balancing a high cost of living...

The gender protection gap: Do you have enough cover?

Gary Lumb

Sep 11, 20245 min read

The gender protection gap: Do you have enough cover?

Research suggests that women are less likely than men to take out income protection. This trend could mean women are more vulnerable to...

74% of financial advice from social media leads to an “undesired outcome”

Gary Lumb

Sep 11, 20243 min read

74% of financial advice from social media leads to an “undesired outcome”

There’s an abundance of unregulated financial advice available, and research suggests it could harm your security and long-term plans....

5 practical questions to consider when you’re naming a Lasting Power of Attorney

Gary Lumb

Sep 11, 20244 min read

5 practical questions to consider when you’re naming a Lasting Power of Attorney

Who you choose to act on your behalf if you lose mental capacity is an important decision. You want to select someone you trust and you...

How to join the pension treasure hunt and discover “lost” savings

Gary Lumb

Sep 11, 20244 min read

How to join the pension treasure hunt and discover “lost” savings

You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to...

Regular financial reviews may help you get more out of every stage of life

Gary Lumb

Sep 11, 20243 min read

Regular financial reviews may help you get more out of every stage of life

Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you...

Inheritance Tax: 5 shrewd strategies for reducing a potential bill

Gary Lumb

Sep 11, 20246 min read

Inheritance Tax: 5 shrewd strategies for reducing a potential bill

If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for...

Guide: 5 insightful lessons you could learn from the world’s most successful investors

Gary Lumb

Jul 31, 20241 min read

Guide: 5 insightful lessons you could learn from the world’s most successful investors

Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have...

Guide: How an Olympic mindset could help you manage your finances effectively

Gary Lumb

Jul 23, 20241 min read

Guide: How an Olympic mindset could help you manage your finances effectively

What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their...

Gary Lumb

Jun 14, 20245 min read

Investment market update: May 2024

On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several...

Could downsizing help fund your retirement?

Gary Lumb

Jun 14, 20243 min read

Could downsizing help fund your retirement?

Research suggests that retirees could boost their income by downsizing. While selling your home and moving to a smaller property could be...

3 practical ways you could reduce your tax bill in retirement

Gary Lumb

Jun 14, 20244 min read

3 practical ways you could reduce your tax bill in retirement

The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there...