Gary Lumb
Your Autumn Budget update – the key news from the chancellor’s statement
Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the...
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Gary Lumb
Oct 181 min read
Guide: Your retirement choices: How to generate an income in later life
Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is...
Gary Lumb
Sep 241 min read
The first-time buyer’s guide to saving a property deposit
Saving for that all-important property deposit can be a challenge for a first-time buyer, especially when balancing a high cost of living...
Gary Lumb
Sep 115 min read
The gender protection gap: Do you have enough cover?
Research suggests that women are less likely than men to take out income protection. This trend could mean women are more vulnerable to...
Gary Lumb
Sep 113 min read
74% of financial advice from social media leads to an “undesired outcome”
There’s an abundance of unregulated financial advice available, and research suggests it could harm your security and long-term plans....
Gary Lumb
Sep 114 min read
5 practical questions to consider when you’re naming a Lasting Power of Attorney
Who you choose to act on your behalf if you lose mental capacity is an important decision. You want to select someone you trust and you...
Gary Lumb
Sep 114 min read
How to join the pension treasure hunt and discover “lost” savings
You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to...
Gary Lumb
Sep 113 min read
Regular financial reviews may help you get more out of every stage of life
Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you...
Gary Lumb
Sep 116 min read
Inheritance Tax: 5 shrewd strategies for reducing a potential bill
If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for...
Gary Lumb
Jul 311 min read
Guide: 5 insightful lessons you could learn from the world’s most successful investors
Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have...
Gary Lumb
Jul 231 min read
Guide: How an Olympic mindset could help you manage your finances effectively
What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their...
Gary Lumb
Jun 145 min read
Investment market update: May 2024
On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several...
Gary Lumb
Jun 143 min read
Could downsizing help fund your retirement?
Research suggests that retirees could boost their income by downsizing. While selling your home and moving to a smaller property could be...
Gary Lumb
Jun 144 min read
3 practical ways you could reduce your tax bill in retirement
The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there...
Gary Lumb
Jun 144 min read
3 valuable pension lessons workers can learn from retirees’ regrets
2 in 5 UK retirees have retirement regrets, according to a Canada Life survey. If you’re saving towards your future, you could learn some...
Gary Lumb
Jun 144 min read
How a financial plan could alleviate your inflation worries
The uncertainty of how the cost of living will change during your lifetime can make long-term planning difficult. After all, how can you...
Gary Lumb
Jun 143 min read
The value of financial planning: The intangible benefits that could boost your wellbeing
Consider the benefits of financial planning. If the first advantage that comes to mind is the opportunity to grow your wealth, you might...
Gary Lumb
May 201 min read
The essential guide to mortgages
Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in the final...
Gary Lumb
Mar 185 min read
Investment market update: February 2024
While many economies are still struggling with high inflation there are signs that the pace is starting to slow, which could pave the way...
Gary Lumb
Mar 183 min read
As rental growth slowed in 2023, is buy-to-let still profitable?
As property prices and rental yields have steadily increased in recent years, buy-to-let property has often been seen as a useful way to...
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